Knowledgeable bankruptcy attorney practicing in Indio, CA - Serving Palm Desert, Palm Springs and La Quinta, CA

The financial crisis you are facing will be less stressful with our personal bankruptcy assistance. Our law office works with clients on Chapter 7 bankruptcy, based on your particular needs.
 

Bankruptcy Practice Areas

 
 
  • Mortgage Foreclosure
  • Secured Debts, such as car loan debt
  • Small Business Bankruptcy
  • Federal & State Tax Debts
  • Chapter 7 Bankruptcy Filing
  • Bankruptcy Alternatives
  • Stop Creditor Contact
  • Creditor Objections
  • Credit Card Debt
  • Protected Property
  • Treatment of Tax Refunds
  •  
    Mortgage Contract - Bankruptcy Attorney in Indio, CA
     
     
     
     
    We help people file for bankruptcy relief under the Bankruptcy Code.

    Please click here and complete this bankruptcy worksheet before our consultation.
     
    National Association of Consumer Bankruptcy Attorneys
     
     

    An “automatic stay injunction” may help you with

    • Garnishing your wages, or continuing of a garnishment
    • Commencing / continuation of mortgage foreclosure
    • Recipient of child support obligations
    • Repossession of a car
    • Other collateral that secures a debt
    • Levying on bank accounts
    • Ability to collect payments you are owed
    • Attempts to collect credit card debts
     
    Insolvency - Bankruptcy Attorney in Indio, CA
     
    Call Valente Law Offices today for legal advice from a highly qualified Bankruptcy attorney working with clients in cities, towns, and suburbs near Indio, California including Coachella, La Quinta, Palm Desert, Rancho Mirage, Cathedral City, Palm Springs, Desert Hot Springs, Yucca Valley, Twentynine Palms, Banning, East Hemet, San Jacinto, Hemet, Beaumont, Yucaipa
     
     

    Bankruptcy - Frequently Asked Questions (FAQ)

    We answer questions such as -
     
    What is a Chapter 7 bankruptcy?
    Chapter 7 Bankruptcy refers to a “liquidation proceeding.” The debtor turns over all non-exempt property to the bankruptcy trustee. It is then converted to cash for distribution to the creditors. The debtor receives a discharge of all dis-chargeable debts usually within a few months.

    Will my spouse be affected by my bankruptcy?
    Your wife or husband will not be affected by your bankruptcy if they are not responsible (did not sign an agreement or contract) for any of your debt.
     
    Will my bankruptcy be made public?
    Bankruptcy filings are public records. However, under normal circumstances, no one will know you went bankrupt. How long will my bankruptcy remain on my credit rating?
    The Credit Bureaus will record your bankruptcy and it will remain on your credit record for 10 years.
    Will I keep my credit cards?
    Whether a debtor keeps credit cards after filing bankruptcy is up to the credit card company. If you are discharging a credit card, they will cancel the credit card unless you pay off the debt. Even if you have a zero balance, the credit card company might cancel the card.
     
     
     
    Call Valente Law Offices today for legal advice from a highly qualified Bankruptcy attorney working with clients in cities, towns, and suburbs near Indio, California including Coachella, La Quinta, Palm Desert, Rancho Mirage, Cathedral City, Palm Springs, Desert Hot Springs, Yucca Valley, Twentynine Palms, Banning, East Hemet, San Jacinto, Hemet, Beaumont, Yucaipa
     
    National Association of Consumer Bankruptcy Attorneys